Since 2023, employees can no longer get a group discount on basic insurance. But that does not mean that the group health policy no longer offers interesting benefits. In fact, it is quite possible that a collective health care policy is still the right choice for you. Read on to discover what makes this policy still very attractive.
Care appointments
One of the advantages that still exists is the specific healthcare agreements that insurers can make with employers or industry associations for collectively insured individuals. This means that the policy can be tailored specifically to the needs and desires of the group. Potentially, this provides access to better care, shorter waiting times or innovative care concepts that perfectly fit your work or lifestyle.
Discounts on supplemental insurance
Although discounts on basic health insurance have disappeared, this does not apply to supplementary packages. Insurers can still offer attractive discounts for collectively insured people on supplementary and dental insurance policies. These offer reimbursement for physical therapy, dental care or alternative medicine, for example. If you know you use these types of care, group health policies can still be financially attractive.
Conclusion
Although the ground rules for group health policies have changed, group health insurance still has clear benefits. Whether it's healthcare agreements tailored to your needs, financial benefits on supplemental policies, or the feeling of being part of a team that cares about you, group health insurance is still worth considering. It's good to include these benefits in your consideration for choosing the right health insurance.
The benefits of group health insurance
- Take advantage of broader benefits than with individual insurance.
- Health insurance is there for you, your partner and children.
- We arrange your switch. Make a choice and we'll do the rest!
