Liability Insurance
Prevent financial losses from accidents in your salon
About liability insurance
In a hair salon, you work daily with people, sharp tools and chemicals. A small accident can have major consequences: injury to a client, damaged equipment or a claim for damages with a large bill.
With business liability insurance, you are insured against these risks. Thus, you protect not only your salon, but also yourself and your team from unexpected costs.
Good to know
Do I really need liability insurance?
Yes, as a salon owner, you are responsible for what happens in your salon. If damage is caused to clients or their property, the costs can be substantial. Liability insurance covers these costs and prevents you or your salon from getting into financial trouble.
What exactly does business liability insurance cover?
This insurance covers damage to people (personal injury) and property (property damage) for which you, your staff or your salon is held liable. Consider medical expenses, legal assistance or replacement of damaged property.
What can I be held liable for?
Some real-life examples:
- A customer slips on a wet floor and breaks an arm.
- You accidentally cut a client's ear or cause a burn with a styling tool.
- You spill hair dye on clothes or knock glasses off the dressing table.
Does the insurance also apply to my staff?
Yes, damage caused by your salon staff is also covered by this insurance.
How do I apply for insurance?
Fill out the quote form on this page. Our consultants will contact you for a proposal that suits your salon. Prefer some advice first? We are happy to think along with you.
Get in touch
As an ANKO member, would you like to speak to one of our specialists? Feel free to ask all your questions by phone or form.
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