Sure for Real Estate

Multi-Year Maintenance Plan (MJOP)

Written by Zeker voor VvE | Dec 4, 2025 11:59:28 AM

A Multi-Year Maintenance Plan (MJOP) is the ultimate guide for maintaining your homeowners' association building. It shows exactly what maintenance work is needed and when, including the associated costs. This means you not only know when the roof needs replacing, but also how much money you need to set aside for this.

 

A good MJOP helps to prevent surprises, spread costs, and maintain the value of the building and apartments. 

 

1. Is an MJOP mandatory? 

Since 2018, many owners' associations have been required to set aside sufficient funds for maintenance. This can be done on the basis of a long-term maintenance plan (MJOP) or through a statutory minimum contribution to the reserve fund. In practice, most owners' associations opt for an MJOP, as this provides much more insight and certainty. 

 

2. How does an MJOP help your HOA? 

  • Clear overview of planned maintenance and costs 
  • Fewer financial surprises for owners 
  • Better decision-making in the General Meeting of Shareholders thanks to concrete information 
  • Preventing deferred maintenance and loss of value 

 

3. Risks without MJOP

Without an MJOP, your homeowners' association runs the risk of unexpected, high costs. Think of a leaking roof that needs to be replaced immediately or an elevator that suddenly breaks down. This can lead to emergency repairs, urgent contributions, and dissatisfied residents. 

 

4. Tips for drawing up a long-term maintenance plan 

  1. 1. Have it drawn up by an expert with experience in condominium buildings.
  2. 2. Work with a realistic schedule based on the lifespan of materials.
  3. 3. Link the MJOP to the reserve fund to ensure financing is secured.
  4. 4. Update the plan regularly, for example every 3 to 5 years.
  5. 5. Communicate the plan clearly to all owners

 

5. Conclusion: 

An MJOP is not a luxury, but an essential tool for keeping the building in good condition and avoiding unexpected costs. Make sure your homeowners' association has an up-to-date and realistic plan. 

 

Help from our HOA experts 

Would you like to know what is involved in drawing up or updating a long-term maintenance plan? Our specialists provide free advice and help you find the right insurance solution.

Call our HOA experts at 010 – 288 44 73 or send an email to vve@schoutenzekehreid.nl  
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