Liability insurance

With our Business Liability Insurance (AVB) you are covered for damages caused by you or your employees. Whether it's damage to customer property or injury caused by a defective product.

What is insured? 

• General liability
• Employer's Liability
• Product Liability
• Sudden Environmental Damage
• Optional: Liability when leasing part of commercial building
• Coverage up to €2,500,000 per claim, maximum €5,000,000 per year
• Coverage in world, excluding USA and Canada.

What is not insured? 

• Damage to delivered products
• Recall, replacement or improvement of products
• Damage caused by motor vehicles
• Soil or groundwater contamination

Our Directors' Liability Insurance (BCA) protects you from the potential consequences of mistakes you may make as a director.

Whether it's internal liability for shortcomings in your job performance, or external liability for careless actions - a liability claim can quickly lead to high costs. Thanks to our BCA, you can minimize the risk of claims and high legal costs.

What is insured?

• Our BCA provides comprehensive coverage in several situations, such as high-risk investments, incomplete accounting, mergers and acquisitions, or bankruptcy.
• Coverage includes both defense costs and the cost of ultimate claims if you are found to be liable as a driver. All at an attractive premium.
  
  What is not insured ?
• The insurance does not cover expenses for intentional damage, imposed fines, penalties, or unjustified favoritism of insureds or third parties.