Employee insurance
The main personnel insurance policies
As an employer, you bear responsibility not only for the day-to-day operations of your company, but also for the health and safety of your employees. Taking out employee insurance is crucial to protect both them and yourself from unforeseen situations. If an employee becomes ill, you may be required to continue paying wages, which can put a significant financial strain on your business.
In addition, accidents, personal injury or other unexpected events can have serious consequences for those involved and their employers. By purchasing the right insurance, you are taking proactive steps to reduce these risks, which can reduce both liability and financial stress as an employer.
The possibilities
Sick leave insurance and health and safety contract
As an employer, you are required by law to continue paying the wages of your staff in case of illness. During the first and second year of illness, this continued payment amounts to 70% of last earned wages. Continuous payment of wages for two years can be a heavy financial burden for your company. A sick leave insurance offers an effective way to reduce this risk.
Daarnaast ben je ook verplicht om een arbocontract af te sluiten. Als NUVO-lid profiteer je van scherpe collectieve premies die zorgen voor een goede dekking tegen een aantrekkelijke prijs.
Workers' Compensation Insurance
As an employer, you run the risk of being held liable for injuries sustained by employees. This can happen while commuting, in traffic during work-related activities, during company outings, on business trips or due to everyday hazards.
Under the principle of good employment practices, the costs of permanent injuries may be recovered from you as the employer. With workers' compensation insurance, you can effectively cover this risk. This insurance provides coverage for a broad group of insureds, including employees, self-employed workers, volunteers and temporary workers.
Collective health insurance
Profiteer met je gezin van een collectieve zorgverzekering als NUVO-lid. Beschikbaar bij ONVZ. Ontvang direct extra ruime dekkingen.
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