Use the extensive WKR to reduce the healthcare costs of your employees

Rising healthcare costs have a direct impact on the financial situation of your employees. These increasing burdens can weigh heavily, but there is good news. The expanded Work-Related Costs Scheme (WKR) offers you as an employer a unique opportunity.

You can invest in attractive fringe benefits that contribute directly to the well-being of your employees. You can do this, for example, by investing the expanded Work Cost Rules (WKR) in offering a collective healthcare contract.

 

With the expanded Working Costs Regulation (WKR), which has been in effect since 2025, you have more opportunities than ever to invest in the vitality of your employees in a tax-efficient way.

It is possible to take out a collective care contract for your employees through Schouten Zekerheid . As an employer, you are completely relieved of all your worries: we take care of the communication and implementation, while you become a more attractive employer in the job market.

The collective care contract is more than just a benefit for the employee; it is an investment in the health and satisfaction of your team, which ultimately benefits your organization as well. For you as an employer, this means lower absenteeism costs, less administrative pressure and you will receive strategic advice that will make your policy both current and future-proof.

Offering a collective health care contract through Schouten Zekerheid will give your employees a financial advantage, as they will receive a discount on the health care premium. In addition, they will receive personal guidance in choosing or changing their insurance and all their questions will be answered by our Care Desk. Thanks to the additional prevention services of the collective health care contract, employees get a better grip on their health and can prevent unexpected health care costs. We help your employees find the insurer that fits their personal situation perfectly, so they feel assured of the best care.

 

The expanded WKR offers an overview of the possibilities: the free space within the WKR has been increased to 2.00% over the first €400,000 of the wage bill and will further increase to 2.16% in 2027. This means you have more room to invest tax-free in the health of your employees.

Consider the following initiatives in this regard:

• Contributions to) supplemental health insurance plans that provide additional coverage for specific health needs
• Regular health checks and preventive medical examinations to identify and address early health problems
• Lifestyle and vitality programs that help employees make healthier choices and improve their well-being
• Healthy lunches and vitality training that contribute to a healthy work environment and enhance the overall vitality of your team
  
  

By taking advantage of these opportunities, you can not only improve the health and satisfaction of your employees, but also position yourself as an attractive employer who invests in the future of the team.

 

Schouten Zekerheid helps you cleverly combine the expanded WKR with customized group health insurance. We do this in the form of:

• Custom advice
• Vitality scan of your organization
• Free communication package for your employees

 

 

Join our free online knowledge session where our specialists will tell you how group health insurance can prevent absenteeism problems.