Pension

It is not too late

Pension scheme for Rhine and Inland Navigation has expired – but it is not too late to act

Since January 1, 2025, the mandatory pension scheme of the Industry Pension Fund for Rhine and Inland Navigation has officially expired. Employers in the sector have therefore become responsible for setting up a suitable pension scheme for their staff themselves. Haven't arranged this yet? Then now is the time to take action.

27-06-2025

Since January 1, 2025, the mandatory pension scheme of the Industry Pension Fund for Rhine and Inland Navigation has officially expired. Employers in the sector have therefore become responsible for setting up a suitable pension scheme for their staff themselves. Haven't arranged this yet? Then now is the time to take action.

 

A preferential arrangement through AEGON

Koninklijke Binnenvaart Nederland and AEGON have developed a "Preferential Rhine and Inland Navigation Scheme": a pension scheme that is (virtually) budget neutral. Note: whether this applies to your organization depends on the composition of your employee base. So there is no "one size fits all" solution.

 

At Schouten Zekerheid , we are happy to help you calculate and compare the possibilities. That way you can choose a scheme that suits your company and your staff on the basis of facts.

 

Why retirement advice is important

Since January 1, 2025, as an employer you are no longer obliged to be a member of the BPF Rijn- en Binnenvaart. You now have to set up your own pension plan. This requires clear choices, good communication to your employees and careful implementation.

 

Our roadmap: insight, choices, action

Together with you, we go through a clear process:

  • Introduction & analysis of your current situation
  • Collection of data & calculations
  • Discussing options & making choices
  • Implementation & communication towards employees

 

We support you every step of the way - from quote requests to employee presentations.

 

Don't let this transition be a missed opportunity

The obligation is gone, but the responsibility remains. A good pension is and remains important for your staff. Let us help you get it right.

Our people

Find the contact details of advisors who are familiar with the pension situation within the Rhine and Inland Waterways and can answer your questions in understandable language.

Caspar de Waard
06 - 250 444 67 caspar.de.waard@schoutenzekerheid.nl
Rob de Koning
06 - 50 27 05 71 rob.de.koning@schoutenzekerheid.nl 
Pieter van de Sman
06 - 29 21 87 32 Pieter.van.der.sman@schoutenzekerheid.nl

News & inspiration

Explore our blogs for insights, events, white papers, and success stories

Success
Pension

43 years of building Schouten Zekerheid

After 47 years, figurehead Eric Kreft is leaving Schouten Zekerheid. His vision, legacy and the success of Affinity Groups in one story.

Continued payment of wages during illness - Cleaning Sector Netherlands Insurances
CleaningNL Insurances

Continued payment of wages during illness - SMNL

As an employer in the cleaning industry, you know how significant the impact of absenteeism due to illness can be. Employers are obligated to continue paying 100% of employees' wages for two years in the event of incapacity for work. This makes absenteeism due to illness one of the biggest financial risks for cleaning companies.

Employer branding

Marieke van Rhoon on leadership with impact

Marieke van Rhoon (30) grew up in Maasdam, but soon exchanged the village for the city. "The Hoeksche Waard was just a bit too quiet for me," she says with a smile. She now enjoys living in the center of Rotterdam. "Central, lively, yet surprisingly calm – the perfect combination." Outside of work, she can be found on a terrace, preferably with a good glass of wine and a view of the water. "Enjoying life is also part of it."

Health insurance

Informal care in the workplace: the silent force that deserves attention

Informal care is no longer an exception, but a reality for 1 in 4 employees. By consciously and proactively responding to this as HR, you make the difference.

Algemeen

New partnership: transparent healthcare for pets

Discover how our collaboration with Marengo Pet Care leads to a groundbreaking pet insurance that covers all costs and is transparent.