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Disability Insurance
Protect your income and business continuity with disability insurance (AOV)

About disability insurance (AOV).
As a cleaning contractor, you work hard to ensure the cleanliness and hygiene of various businesses. But, what if an unexpected illness or accident prevents you from continuing the work you love?
Here is where disability insurance (AOV) comes into the picture. An AOV ensures that you have an income when you can no longer work due to health problems, providing financial security and continuity for your business. As a member of Schoonmakend Nederland, you also enjoy additional benefits and help in finding the right coverage.
Good to know
Why is an AOV important for me as a cleaning contractor?
An AOV provides financial security if you become unable to work, protecting your family as well. It helps with the cost of keeping your business running during your absence and prevents personal financial problems that can cause stressful situations.
How can I tailor an AOV to my situation?
An AOV is flexible and can be tailored to your financial needs and risk appetite. From determining your level of coverage to the length of the benefit period, there are several factors you can adjust based on your unique situation.
What are the benefits of an AOV for members of Schoonmakend Nederland?
Members of Schoonmakend Nederland can take advantage of collective benefits. This may mean that you can get a discount on your AOV premium. In addition, Schouten Zekerheid offers support in finding insurance suitable for the specific risks in your industry.
What happens if I become disabled without an AOV?
Without an AOV, you run the risk of personal financial problems if you become disabled. This can lead to stressful situations that do not help your recovery.
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