All-in-one package for self-employed painters

Stuff-in-your-storage insurance compensates for damage to your inventory and goods that you have stored and/or are present at your business location. If something unpleasant happens to your belongings that you can't do anything about, you are covered. What is and is not insured, you can read below.

Insured

• Damage to your inventory from fire, storm, lightning, precipitation, leakage, theft and vandalism
• Damage to belongings temporarily in another place
• Costs to mitigate direct or increased damage
• Cost of a damage expert
• Damage caused by flooding of a non-primary water barrier
• Materials and supplies are insured at purchase value
  
  

Not insured

• Earthquake or groundwater damage
• Damage to goods en route, this can be insured with the "Stuff-in-your-bus insurance
• Damage caused by flooding of primary water barrier

The Stuff-in-your-bus insurance reimburses damage caused by theft and damage to tools and goods. The coverage applies as long as the items are in the means of transport and during loading and unloading. The insurance is valid in the Netherlands, Belgium, Luxembourg and Germany. What is and what is not insured, you can read below:

Insured

• Damage caused by fire, explosion, lightning, storm, theft after burglary and vandalism
• Damage from water pipe leakage, precipitation, snow pressure and water accumulation (accumulation of water on the roof)
• Repair costs of damaged items or the invoice value of stolen items
• Repair costs or daily value of damaged or stolen tools

Not insured

• Theft of items without forced entry
• Damage that has occurred gradually, such as rust
• Stuff lost for no apparent reason

Insured

• Death due to an accident: your heirs receive a one-time benefit
• Permanent disability due to an accident: if your condition is stable, you will receive a one-time benefit
• Certain forms of contamination, poisoning and infections (also falls under "accidents")
• Complications in post-accident medical treatment
  Medical failure in post-accident medical treatment
  
  

Not insured

• If you - or another person who benefits from the insurance - intentionally caused the accident
• If you - or someone else who benefits from the insurance - commits a crime that results in an accident