ANW-Hiaat insurance
Want to know what ANW gap insurance costs and what exactly ANW means? Use the calculation tool below to quickly calculate your monthly premium based on your age.
What and why ANW gap insurance?
The General Surviving Relatives Act (ANW) provides benefits to the partner or children after death only in a limited number of situations. As a result, the income of surviving dependents can drop significantly. The ANW gap insurance fills this gap. Read the most frequently asked questions below.
You take out the insurance easily and without a medical examination through your employer's group plan.
Calculate your premium in 1 step
Want to know what the ANW gap insurance will cost you? Just enter your date of birth below and you will immediately see your gross premium per month, and what you will pay net, depending on your tax rate.
Quickly arranged, without fuss. Ready? Then you can take out the insurance immediately.
Good to know
Why is there a gap?
When is your partner entitled to ANW benefits?
What can you do?
How high is the ANW benefit?
The ANW benefit from the government is a maximum of 70% of the minimum wage. Because this benefit is income-dependent, it may be lower.
If you choose ANW gap insurance through your employer, your partner will receive 20,354 euros per year (2025) after your death. This amount is legally increased annually.
Get in touch
Telephone
Available on working days between 09:00 and 17:00
Direct assistance
Always an employee