Death benefit insurance through House of Talents
Security for your partner, on favorable terms
Additional financial support for your dependents
As an employee of House of Talents, you can take out life insurance with attractive benefits through Schouten Zekerheid . This insurance provides for a one-off payment to your next of kin in the event of your death. This means that your partner is better taken care of financially.
Taking out insurance through House of Talents is extra advantageous: you benefit from a collective premium and no medical examination is required. You can therefore be insured immediately, without health guarantees. This makes it easy to arrange extra security for yourself and your family.
Calculate your premium in 1 step
With the calculation tool below, you can immediately see what your monthly premium is for term life insurance. Because the insurance is purchased collectively, you benefit from a low premium. The amount is deducted monthly from your net salary. Please note: there is no tax benefit.
Good to know
To whom does the benefit go?
When does the insurer pay out?
What is not insured?
Do I need to be medically examined?
Can I participate if I am pregnant or reintegrating after illness?
Can I participate if I have a temporary contract?
I am terminally ill, can I participate?
I'm about to retire, does it still make sense?
How much premium do I pay?
Is the premium deducted automatically?
Is the premium tax deductible?
What happens if I become disabled?
How do I take out insurance?
What happens if I leave employment?
Can I also co-insure my partner?
Difference between ANW gap insurance and term life insurance
| ANW gap insurance | Death Benefit Insurance | |
| Benefit | € 15,495 per year until state pension age partner | One-time €100,000 or €200,000. |
| Benefit goes to | Partner | Relatives |
| Premium withholding | Gross salary | Net salary |
| Insure partner | Not possible | Well possible (with health certificate) |
How do you make a good choice?
- Above all, consider the question: do your dependents really need the benefit?
- Can they continue to live in the current home, or will the mortgage already be paid off upon death?
- Can your children continue to pay for their studies?
- Are there additional costs your family will face?
Get in touch
Telephone
Available on working days between 09:00 and 17:00
Direct assistance
Always an employee