Water damage is one of the most common types of damage experienced by homeowners' associations. A leaking roof, burst pipe, or overflowing sink can cause significant damage in a short period of time. Not only to the building, but also to the shared facilities and members' apartments.
High repair costs: sometimes tens of thousands of euros.
Nuisance for residents: think of moisture, mold, and temporary uninhabitability.
Disrupted relationships: discussions about liability and cost allocation.
Higher insurance premiums: in the event of repeated damage
1. Regular roof and gutter maintenance: have them cleaned and inspected at least once a year.
2. Check pipes and faucets: especially in places where pipes are not visible.
3. Prevent pipes from freezing: insulate pipes in cold areas.
4. Plan preventive maintenance: include water-sensitive components in the long-term maintenance plan.
5. Take quick action in the event of a leak: the sooner you deal with it, the less damage there will be.
The building insurance of the homeowners' association often covers damage caused by leaks, but pay attention to the conditions. Sometimes consequential damage or overdue maintenance are excluded. Check whether the coverage matches the risks of your building.
Water damage can cause a lot of misery, but with proper maintenance and clear agreements in the homeowners' association, you can prevent many problems. Make sure that prevention is part of the maintenance plan and that insurance is properly arranged.
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Call our HOA experts at 010 – 288 44 73 or send an email to vve@schoutenzekehreid.nl