Liability insurance
Protect your creativity: The importance of Liability insurance for BNO members
As a member of the Professional Organization of Dutch Designers (BNO), you carry a great responsibility in the creative field. But this also comes with risks. Business, professional and directors' liability insurance is essential to protect you from unpredictable financial consequences of professional errors, office accidents or management decisions. With the right insurance, you can continue your creative work with confidence, knowing that potential risks are covered.
There are different forms of liability:
- Professional and corporate liability
- Directors and auditors liability
- Workers' compensation
The possibilities
Professional and corporate liability insurance.
Your creative talent should benefit the world, but not at your expense. From spilling some coffee to tripping over a wire - risks are at every corner of your design office. That's exactly why our professional and business liability insurance is so valuable to you!
But what if a team member trips over an invisible wire while building an installation? The cost of any personal injury is covered.
Our professional liability insurance insures the cost of potential financial claims from clients.
Directors' liability
As a designer, you are not only an entrepreneur, but also a director of your own company. This brings with it many responsibilities, and you regularly make important decisions. But sometimes mistakes can be made, and that can have consequences.
As an entrepreneur and director, you run the risk of being held personally liable for decisions you make. This can not only have business consequences, but also lead to damage to your private assets, such as your home, car or savings.
Many designers think that corporate or individual liability insurance covers these risks, but this is not the case. It is therefore essential to properly protect your private assets with directors' liability insurance.
Our directors' liability insurance is very comprehensive and offers you the following benefits:
- Automatic coverage for subsidiaries.
- Run-out coverage for retired Director Commissioner and Supervisor is 120 months after termination of the insurance contract.
- Coverage for rehabilitation costs.
- Standard walk-in coverage if you were previously insured elsewhere.
Curious about the possibilities?
Do you have questions, want to receive a personalized offer, or want to schedule a no-obligation consultation? Feel free to contact us!
Workers' Compensation Insurance
Workers' compensation insurance covers damages resulting from work-related accidents and provides protection in situations not covered by business liability insurance.
With workers' compensation insurance, the employee receives comprehensive accident coverage for work-related incidents. This insurance complements corporate liability insurance and other common insurance policies where they do not provide (full) coverage and acts as a valuable safety net. Workers' compensation insurance reimburses losses suffered up to the insured amount as a result of an accident. It is not a standard accident insurance policy that only pays fixed amounts for bodily injury (Gliedertaxe).
Free personal consultation?
Do you have a question, need a customized offer or are you looking for another specific insurance such as Cyber, Credit, Accident or Legal expenses insurance? Then don't hesitate to contact us today! We are ready to help you with all your insurance needs.
Team Sure for Entrepreneurs
010 - 288 49 64