Customized insurance for HOGIAF members.

As an entrepreneur, you know how important it is to manage risk and future-proof your business. Whether you are active in the hospitality, retail, technical or service industry - each profession has its own challenges. An accident, damage to a customer or a long-term sick employee can have major consequences for your business and your family.

That's why we offer insurance that suits your situation, your sector and your ambitions. Not a standard package, but tailor-made with an eye for how you do business.

Consider:

  • Van insurance - Get on the road safely with our van insurance.
  • Absenteeism Insurance - Prevent financial setbacks during long-term sick leave.
  • Inventory and property insurance - Cover damage or loss of tools, machinery and materials.


With our customized insurance, you can focus fully on your projects without worrying about unexpected costs. We provide the right coverage, competitive premiums and expert advice.

since 1953
About Schouten Zekerheid

About Schouten Zekerheid

We are the specialist in business insurance, working closely with HOGIAF.

 

Security without worries. Schouten Zekerheid heid offers customized insurance solutions with one fixed point of contact.

As an independent insurance broker, we represent interests towards insurers and provide transparent, honest advice. With over 70 years of experience, we help companies manage risks, from insurance to employee benefits. This keeps the focus on what really matters.

News & inspiration

Explore our blogs for insights, events, white papers, and success stories

HOGIAF
Pension

The Future of Pensions Act and the role of the works council

In the Netherlands, we do not have a mandatory pension scheme. However, approximately 65% of employers are required to place their pension with an industry pension fund. This means that the other 35% of employers are free to decide whether they want to offer a pension scheme to their employees.

Pension

Every employer, large and small, should offer a pension

In the Netherlands, we do not have a mandatory pension scheme. However, approximately 65% of employers are required to place their pension with an industry pension fund. This means that the other 35% of employers are free to decide whether they want to offer a pension scheme to their employees.

Verzuim

A truly customized solution for absenteeism

Three bottlenecks hinder effective management of sick leave: insufficient insight into influencing factors, inadequate knowledge of sick leave support, and insufficient time to develop a structural approach. All of these go hand in hand in a sick leave process, for example, in cases of combined absenteeism.

Absence

Illness and a labor dispute

If an employee reports sick, it is a significant challenge for the employer to ensure that the sick leave process runs smoothly. In addition, sick leave, especially long-term leave, costs a lot of money, and colleagues often have to absorb extra workload. This can leave the employer feeling overwhelmed when an employee calls in sick, let alone when a labor dispute is also involved.

Risk Management

Schouten Zekerheid on data-driven claims prevention

Schouten Zekerheid is launching a partnership with Hello Mobility to help fleets with data-driven damage prevention. Robin Doesburg, Sales Director Transport & Logistics at Schouten Zekerheid explains the opportunities this offers his clients.

Free 'properly insured' check?

As a member of FGHS, you can request a Goed-Verzekerd-Check free of charge and without obligation. Together we will look at your current insurance policies, the corresponding coverages and policy conditions. And of course whether you can save on your premium. For all your questions about:

Insurance for your business, staff and yourself.
What coverages are really needed.
Comparing your current insurance policies.
A personalized offer with customized quote.

Team Sure for Entrepreneurs

T: 010 - 288 44 44