FAQ

The mandatory pension plan of the Industrial Pension Fund for the Rhine and Inland Navigation has expired. This means that your employer is now responsible for providing its own pension plan.

Your employer pays a fixed monthly premium into your personal retirement investment account. You build your own capital with this premium and the return on investments.

Yes. You have freedom of choice in how your premium is invested, matching your personal situation and risk profile. If you do not make a choice,investments will be made according to thestandard life cycle.

Yes, there is separate insurance for partner and orphan pension. Upon death, your partner will receive benefits for as long as he/she lives and your children up to age 25.

ASR offers a user-friendly online environment and a wide range of investment options. Doenpensioen achieves solid returns and focuses on sustainable and diversified investing.

Log in to MijnDoenpensioen for personal insight into your pension accrual or contact Schouten Zekerheid's pension specialists.

Your accrued pension capital remains yours. It remains with ASR Doenpensioen until you retire or until you choose to transfer it to your new employer's pension plan.

Yes, in most cases you can voluntarily make additional contributions yourself to increase your pension capital. Ask Schouten Zekerheid 's pension specialists if this is possible within your plan.

Returns depend on the performance of your chosen investment funds. You can track how your investments are performing through MyDoenpensioen.

Yes. By default, you invest according to the lifecycle method (less risk as you approach retirement), but you can choose more or less risk, or create your own investment profile.

When the employee dies, the partner receives a monthly benefit for as long as he/she lives, and children up to age 25 receive an orphan's pension. The survivor's pension is a percentage of last-earned salary.

In case of (partial) disability, the premium payment is (partially) taken over by a.s.r. from the moment you receive a WIA benefit. This way your pension accrual continues (partially).

You can choose your own investment profile via MyDoenpensioen. This is based, among other things, on your age, risk appetite and personal situation.

At your retirement date, you use your accumulated capital to purchase a lifetime monthly pension benefit. You can choose from several providers and variants.

For questions about your pension, contact the pension specialists at Schouten Zekerheid or directly at ASR Doenpensioen. In addition, you can find a lot of information on MijnDoenpensioen. When an employee dies, the partner receives a monthly benefit for as long as he/she lives, and children up to age 25 receive an orphan's pension.