Anw gap insurance

The ANW gap pension is a supplementary insurance with which you increase the partner's pension with an annual payment equal to the statutory ANW benefit. This is especially important if your partner is not entitled to ANW benefit from the government upon your death, for example, because you have no children under 18 or your partner has an income of his or her own.

The premium is deducted from your gross salary, so you pay less net. You can view the exact premium through your personal pension portal.

Not everyone is eligible for a statutory ANW benefit. This insurance prevents your partner from being left without financial support.

You communicate your choice via your personal pension portal and inform CED's HR department.

Yes, you can. However, keep in mind that you may then have to fill out a health certificate.

When you leave employment, the death cover lapses, so your partner will no longer receive benefits. If you receive unemployment benefits after your employment, the survivor pension will remain in place as long as you receive these benefits.

You can find your personal premium in your pension portal. Would you like to receive an offer or more information? Enter your details on the site and you will be contacted soon.