Choices with your retirement capital

Have you built up pension capital? Then you must use this to purchase a pension benefit. You have several options for designing that benefit. You can choose what best suits your personal situation. We call these options flexible options.

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Different choices

Below we briefly and clearly explain the main options.

Fixed pension

Variable pension

High-low pension

Exchanging the pension

No partner pension co-insured

Pension

Advance or delay retirement

You can choose to retire earlier or later than your state pension age. This is allowed from 10 years before until no later than 5 years after your AOW age.

Advance

Do you want to stop working earlier? Then you can have your pension start as early as age 62, for example. You will then receive a pension for longer, reducing the monthly amount. It is important to check carefully whether this is financially feasible.

Postpone

Do you prefer to work a little longer? Then you can let your pension start later. You will receive a shorter pension, but the monthly amount will be higher.

Be well advised

Retirement choices are important and final. Therefore, it is wise to get proper information or advice before you decide.

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Get in touch

Would you like to speak to one of our specialists? Feel free to ask your questions by phone, form or e-mail. We are happy to assist you.

Pension Comparator

Get control of your retirement

Always personal contact

Telephone

Available on working days between 09:00 and 17:00

Direct assistance

Always an employee

+31102884444

Contact Form

Email us at info@schoutenzekerheid.nl or use the contact form.