Goods and inventory insurance

We frequently find that hospitality business owners think that inventory and goods are the same in their hospitality business. This is not the case. Inventory is the contents of your catering business. Think of tables, chairs, patio furniture, screens and (kitchen) equipment.

By goods we mean all the inventory you have in the kitchen, the warehouse and behind the bar or counter, among other things. Without these items, unfortunately, your hospitality business is worth very little.

Insuring your goods and inventory provides your business with additional livelihood security.

Fire, burglary, water damage, vandalism, storm, collision (e.g., car against facade). 

Goods are the inventory you sell or use, such as food, drinks, packaging.

Inventory are the business assets: kitchen equipment, furniture, cash registers, refrigerators, etc.

• Damage caused by fire, lightning, storm, water damage, burglary, robbery and theft;
• Damage due to beverages having flowed or overflowed unexpectedly from the tap installation and/or supply and drain lines, appliances and/or tanks connected to this installation;
• Cooling damage is co-insured without a deductible;
• Induction damage;
• Horizontal precipitation damage: rainwater flowing into your hospitality property through the road due to extreme precipitation;
• Damage incurred during a move (within the Netherlands);
• Vandalism to billboards is insured up to €1,250.
  Damage to illuminated advertising and damage caused by graffiti is excluded.

Every hospitality company is unique! We are therefore happy to advise you and discuss together which coverage best suits your hospitality business in a personal consultation. You can also let us compare different insurance policies.