Workers' compensation insurance

Suppose your employee goes out in his private car to pick up an errand for your hospitality business and gets into an accident on the way. As a result, he or she may suffer injuries that leave him or her unable to work for an extended period of time and also deprived of income. In such situations, your employee can hold you liable for this.

Unfortunately, car insurance or liability insurance does not cover this type of damage. These damages are only covered by workers' compensation insurance.

The Workers' Compensation Insurance

• Provides broader coverage than the WEGAM or WEGAS.
• Fits in perfectly with the liability insurance for hospitality businesses (AVB) and has no overlap.
• Provides coverage for temporary disability, accident insurance does not.
• Provides additional service: if it is not clear whether the claim is covered on the AVB or WSV, the WSV covers the claim.