ANW gap insurance

There is a good chance that your partner will no longer be entitled to benefits under the General Surviving Relatives Act (ANW) if you die. This can have significant financial consequences. ANW gap insurance through Facilicom is a smart way to cover that risk—without any hassle and at a low premium. Because you benefit from a group plan through Facilicom, you pay less than you would for individual insurance. What's more, there is no medical examination at the start. So you can take out insurance immediately without having to answer any health questions.

What is the benefit for your partner?
With this insurance, your partner will receive a monthly benefit if you die before reaching retirement age. This provides financial security for everyday life – think of housing costs, groceries, and other fixed expenses. It gives peace of mind, especially at a time when it is sorely needed.

The benefits at a glance:

• No medical examination: insured immediately, without health guarantees.
• Low premium: through collective purchasing.
• Tax deductibility: you pay less net.
• Additional security: a supplement to your retirement plan in the event of death.