What are the risks as a café owner?

Protect your café from potential risks
What are the risks as a café owner?

It is good to dwell on the risks and know how to mitigate the consequences.

The atmosphere is good today, in your café. It is busy and your guests are enjoying a nice drink, the bitterballen and cheerful music. It promises to be a beautiful day, with many satisfied faces at the end and a well-filled cash register. You look around happily and proudly, this is what you started this café for.

But a fire or burglary can spoil the party. It is good to be aware of these risks and to know how to limit the consequences.

Main risks for pubs

Our advisors will help you identify relevant insurance for your business. In doing so, we always compare the entire market.

Corporate damage

For example, fire or water damage in your café.

Liability

You, your staff and company may be held liable for damages. Be well prepared for a liability claim.

Staff

Absenteeism and incapacitation can put your café in trouble.

Protection

Theft and conflict are unfortunately common.
KHN Security Package

The KHN Security Package

This insurance package is specially designed for hospitality businesses and purchased from well-known insurers. You can put the package together yourself from various catering insurances with unique coverages, favorable conditions and competitive premiums.


Advantages
✓ Free valuation: guarantee against underinsurance.
✓ Free inspection of your hotel and catering business.
✓ Optional: patio furniture can be co-insured.
✓ Bar and tap are included in the functional furnishings (a favorable premium).
✓ Goods and inventory: refrigeration damage co-insured without deductible.
✓ Damage due to breakage in cellar beer pipes is co-insured.
✓ Damage due to induction and extreme precipitation.
✓ Package discount: the more insurance policies you take out, the higher the discount. 

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As a KHN member, would you like to speak to one of our specialists? Feel free to ask all your questions by phone or form.
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